Roger Peters Livestock Ins

(Immediate Coverage when animal is purchased at an accredited horse sale. Simply call the office.)
(No Vet Exam required if horse is healthy and between the ages of 1-14 and insured for less then $50,000.)

Livestock Mortality is a Life Insurance policy for your horse, with you as beneficiary. It is an "All-Risk" policy, which will cover death from any cause, subject to certain exclusions, which are stated in the policy.

We will also pay you if your horse is stolen.

We will pay the actual value of the horse at the time of the accident or illness causing its death, not exceeding the value specified in the schedule. If your horse is sick or injured during the policy term You Must REPORT the sickness or injury to the company prior to expiration date of your coverage. In doing so, you will trigger a 12 month extension of the Mortality coverage should the horse die within that time from that reported cause.

When you call Roger Peters Livestock Insurance, Inc., ask your agent about the following optional coverage's available for an additional premium. We offer FREE Emergency Colic Surgery up to 3,000.00 not to exceed the insured value of the horse. Not available with all companies. Talk with your agent.

This insurance reimburses the veterinarian's fees for surgery, major illness and disease. We will pay reasonable and customary charges necessitated by accident, injury or illness for your insured horse. There is a $250 deductible for each claim and up to $7,500 limit per animal per year, depending on the company. This coverage will help you control veterinary expenses for unforeseen events related to the health of your animal. Available for horses age 30 days through 14 years.

If your horse becomes totally and permanently incapable of fulfilling the functions for which it is used, as stated on your policy, but its condition does not necessitate destruction for humane reasons, you may suffer a financial loss. The Loss of Use extension will pay you a percentage of the animals insured value. Full X-ray reports and soundness exams are required for approval at the inception of this endorsement. Ask your agent for a full explanation of this coverage.

In the event your horse injures a third party or damages their property, this policy provides coverage for defense fees and pays claims for which you are legally liable during the policy period. Ask your agent for a full explanation of this coverage.

Available on PROVEN Breeding Stallions only.

This coverage provides you payment of the insured value of your Stallion, if during the policy term he becomes PERMANENTLY impotent, infertile or incapable of servicing mares due to an accident, sickness or a disease. Talk to your agent for more details.